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[Poll]
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How do you pay your bills?
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| I send in my payment via snail mail |
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| I like to pay in person |
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| They automatically get paid through my bank account every month |
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| I do a combo of the above |
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Total Votes : 35
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(last vote on : 1/8/2009 9:41:48 AM)
(Poll will run till: -- )
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RE: How do you pay your bills? - 12/2/2008 4:27:26 PM
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Miss Giggles
Posts: 4416
Joined: 4/18/2005
From: MI
Status: online
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I pay most of them through their online websites.
I only write a check for rent and for the car payment (so I can apply the extra towards the principal)
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RE: How do you pay your bills? - 12/2/2008 4:43:47 PM
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LCannon
Posts: 1224
Joined: 2/22/2007
From: Lebanon, OR
Status: offline
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I like to use my card credit as much as possible and paid off, monthly on-line. I like to write my 'ministry checks' and mail 'em and put my tithe check in the offering plate. Also, do the online purchase scheme.
_____________________________
"It may be that when the angels go about their task of praising God they play
only Bach. I am sure, however, that when they are together en famille they
play Mozart and then too our dear Lord listens with special pleasure."(Karl Barth)
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RE: How do you pay your bills? - 12/2/2008 5:59:46 PM
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danas_mom
Posts: 525
Joined: 6/17/2005
Status: offline
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Some I pay online at the site, some I pay over the phone, some I mail in, some I take in person, a couple are automatic drafts.
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I will not sacrifice to the LORD my God burnt offerings that cost me nothing. ~ 2 Samuel 24:24
Spirit of Ashes Creations
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RE: How do you pay your bills? - 12/2/2008 7:41:22 PM
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zoebob
Posts: 8872
Joined: 4/13/2005
From: land of limbo
Status: online
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I do it some sort of online way...either the bank sends a check automatically, I go to their website and enter my debit card number, they automatically deduct it from my checking account. I don't mail in any regular bills...ooops, I guess I do. I mail the payment to my attorney because their payment slips only give CC as an option so I mail a debit card number.
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RE: How do you pay your bills? - 12/2/2008 7:53:30 PM
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stellaluna
Posts: 4405
Joined: 4/11/2005
Status: offline
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All online.
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RE: How do you pay your bills? - 12/3/2008 12:57:46 AM
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metoo
Posts: 36
Status: offline
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I have set up all my utilities so they are automatically debited from my checking account. I like this because the amounts change every month and I don't have to do anything. When my mom was sick I left town and ended up being gone six weeks and I didn't have to worry about getting my bills paid.
My two credit cards are paid in full each month by auto debit.
My homeowner's association is set up with on-line bill pay from my checking account. That's my only bill that I can't set up for automatic debit but this way I still don't have to do anything except change the amount once a year when the dues increase.
I write checks twice a year for my car insurance and property taxes and once a year for homeowner's insurance and my umbrella policy. Those are really the only bills I pay by check.
I also write checks for my giving and for birthday gifts for my nieces and nephews.
All told, I write maybe 50 checks a year.
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RE: How do you pay your bills? - 12/4/2008 12:41:51 PM
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IMA_CHRISTIAN
Posts: 1700
Joined: 1/23/2006
Status: offline
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also, when you check your bank statement online, you can see exactly when the charge was deducted from your bank account. If you mail in a payment, you will never know if and when the creditor received your check. If its lost in the mail, you will have late fees and probly your interest rate will go up to 28% from 5%... yes it happens.
I love that my bill will be paid in ONE business day. i can then budget better depending on my needs for the month.
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Just give us peace, Lord.
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RE: How do you pay your bills? - 12/5/2008 10:22:36 PM
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MrsTracy72
Posts: 2059
Joined: 2/28/2007
Status: offline
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I pay most bills with my bill pay through my bank, but some have to be mailed in and the rest I will take in if they are places close by.
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RE: How do you pay your bills? - 12/9/2008 6:38:49 PM
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ot4christ
Posts: 185
Joined: 8/29/2008
From: Beside the Smoky Mountains
Status: offline
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I pay as many bills as possible using my credit cards (to earn cash back and points). I pay off my credit cards each month online. My mortgage is automatically paid through my bank. Electric and water are paid with a check (I drive by the offices anyway) and my trash collection is the only bill I actually mail a check to. I am going to set up a bill pay through my bank, since they are offering $50 to do so.
I have a question: How do banks make money with online bill pay other than hoping you will continue to bank with them?
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RE: How do you pay your bills? - 12/12/2008 10:49:21 PM
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Karaboo2
Posts: 2775
Joined: 2/4/2008
From: Ontario, Canada
Status: offline
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I also do online billpaying. There are a couple of bills which are taken directly from my account, but all of the others I do myself, and therefore control what day the money goes out.
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Kara
Tea Drinkers Anonymous
<-- Caleb in a computer box
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RE: How do you pay your bills? - 12/13/2008 12:45:53 AM
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brandynorris
Posts: 66
Joined: 12/11/2008
Status: offline
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I pay everything online. Very convenient and saves me the gas and stamps every month.
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Brandy
Proud Wife and Mother
<------ My Baby Boy Jaden
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RE: How do you pay your bills? - 12/13/2008 8:20:54 AM
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agapetos
Posts: 5558
Joined: 4/11/2005
From: This side of the lil duck pond!
Status: offline
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quote:
i think it's very important for payment to be pushed out by the individual/bank rather than a pull from a company. there's usually no reason to give companies full access to your bank account to take money whenever they want. errors are just too common. Ain't that the truth... if I'd paid my phone bill automatically, they'd have debited my account with £270, instead of the correct under £60.
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RE: How do you pay your bills? - 12/13/2008 9:17:10 AM
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redeemedsaint
Posts: 494
Joined: 12/5/2005
Status: offline
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I still pay by check.
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Woody
Get off the track cause the freight train is coming - Coach Bobby Lee Duke from Facing the Giants
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RE: How do you pay your bills? - 12/13/2008 7:18:09 PM
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Mr.Dawgfan
Posts: 5521
Joined: 4/20/2005
From: The "Great City" by the lake called Erie.
Status: offline
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quote:
ORIGINAL: Mrs.Above_All
I'm trying to get all my monthly bills automatically taken out of my checking. The only one I pay in person is my rent.
Yeah. What she said...
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In the present crisis government is not the solution to our problems;government is the problem. Ronald Reagan 1981
9.11.01 Will Never Forget ..
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RE: How do you pay your bills? - 12/13/2008 11:15:07 PM
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Mrs.Wifey
Posts: 4869
Joined: 4/12/2005
From: The Gorgeous plains of Colorado
Status: offline
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Most of them are paid online, some through automatic withdrawal, others that I pay each month "by hand". The only thing I pay with a check is rent.
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RE: How do you pay your bills? - 12/14/2008 7:10:14 AM
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conrack50
Posts: 845
Joined: 4/23/2005
From: Shawnee, Ok 74801
Status: offline
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Some I pay online, some I use a check to mail because I don't want my debit card charged. One I pay in cash at a request.
Connie Lou
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Want to make money with your OWN
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RE: How do you pay your bills? - 12/15/2008 5:08:01 PM
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all.consuming.fire
Posts: 191
Joined: 11/12/2008
Status: offline
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I currently dont have any bills to pay. Everything is paid off, except my student loans. I am still deciding whether to pay them now or wait. I think if I pay them now I would do so using the online method.
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RE: How do you pay your bills? - 12/15/2008 5:11:54 PM
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agapetos
Posts: 5558
Joined: 4/11/2005
From: This side of the lil duck pond!
Status: offline
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quote:
I love writing checks ... That option is being phased out now. Very few shops will accept cheques and there generally has to be a minimum spend.
_____________________________
I could give up chocolate ~ but I'm no quitter!
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